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DIVERSE SOLUTIONS FOR EVERY BUDGET

We understand that everyone's financial needs differ, and we are here to cater to those diverse requirements. Explore our range of financing options tailored to suit your lifestyle and budget.

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Affirm logo : BREAKING DOWN BARRIERS TO BIG PURCHASES

Pay over time for the things you love. Pay in 4 or make monthly payments for bigger ticket items. Rates from 0-31.99% APR.

STEP 1

Fill your cart

Shop and select Affirm at checkout. Then enter a few details for an instant decision.

STEP 2

Choose how to pay

Select your payment plan, then confirm your loan. We'll never charge more than you see up front.

STEP 3

Make your paymentss

Manage your payments in the Affirm app or online, and set up AutoPay so you don't miss a payment.

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No credit impact

Checking your eligibility is quick and easy — and it won't ding your credit.

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Get set up in minutes

Setting up Autopay is easy, so the only thing you'll have to do is enjoy your purchase.

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No hidden fees - ever

That's why over 1 million shoppers trust Affirm.

Shop Smart, Pay Smart: Micro Financing Made Easy

For those looking for smaller, more manageable payment plans, our micro-financing options - Klarna, Sezzle, and Afterpay - have got you covered. Break down your payments into multiple installments without any interest or fees.

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SHOP AND PAY THE Klarna logo WAY

With Klarna, you choose exactly how much you want to pay and when. There's a flexible payment option that works with your budget.

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Pay now

Pay for what you love right away. Your preferred payment method is pre-selected for a fast and secure payment.

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Pay in 4

Split your purchase into 4 interest-free payments, paid automatically every 2 weeks.

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Pay in 30 days

Get it now. Pay later. Shop first and pay up to 30 days after placing your order. No upfront payments, no interest.

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Pay over time

Get more time to pay for what you love, spread the cost over smaller monthly payments.

FLEXIBLE PAYMENTS WITH Sezzle logo

Select Sezzle at checkout and split your entire order into 4 payments over 6 weeks with no interest.

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Simply shop, add items to your cart, and go to checkout.

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Choose Sezzle at checkout. You'll be redirected to sign up or log in to complete your order.

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Your order will be shipped out right away and your payments will be split up over 6 weeks.

HERE'S WHY YOU SHOULD Afterpay logo

Pay in 4 interest-free installments. Budget your spending. Earn rewards when you shop. Do it all in the app, easily and securely.

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Get everything you need now.

Checking your eligibility is quick and easy—and it won't ding your credit.

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Pay over six weeks.

Make the first payment upfront and the rest over time. Always interest-free when you pay it in 4.

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No fees when you pay on time.

We'll send you reminders and cap late payments to help you get back on track.

Reserved for You: Effortless Layaways with Partial.ly

For those who prefer a more traditional layaway approach, Partial.ly offers a customizable solution. Reserve your desired items with a down payment, and pay the remaining balance over a timeframe that suits you.

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Partial.ly logo SO MANY WAYS TO PAY ON YOUR TERMS

STEP 01

Create a Partial.ly Account

You can create an account prior to shopping, when you select a payment plan, or after a merchant sends you a payment plan.

STEP 02

Select a way to pay

Choose the payment plan that works for you. We may provide multiple options so you can customize the terms of your plan.

STEP 03

Read and accept contract

After selecting your payment plan options, the merchant will email you a payment plan for review and acceptance.

STEP 04

Start paying on your terms

Once the payment plan is accepted, you can begin making payments for your products or services.

FREQUENTLY ASKED QUESTIONS

Everything you need to know about the product and billing. Can't find the answer you're looking for? Please chat to our friendly team.

How does Affirm work?

With Affirm, you can buy now and pay by installments in your favorite stores.  We’re here to help you pay for the things you do. Simply select Affirm at checkout and choose the flexible payment schedule that suits you. You will never pay more than you agreed to in advance.

Start with Affirm by discovering create an account or see if you are eligible.

To consult the Affirm FAQ click here!

How does Klarna work?

To use Klarna, you must:

  • Live in Canada
  • Be at least 18 years old
  • Have a valid bank account
  • Have a positive credit history
  • Be able to receive verification codes by SMS

There is no spending limit when using Klarna. However, a new approval must be given regarding the amount that can be spent with us with each payment with Klarna. Eligibility is based on factors such as your payment history with Klarna, the remaining balance, the total amount of your shopping cart and your ability to identify yourself.

TO CONSULT THE KLARNA FAQ CLICK HERE!

How does Sezzle work?

When you order with Sezzle, our unique approval process reviews your information to determine the refund schedule we can offer. In most cases, this is a 25% deposit to be paid upon purchase (cash for your first payment) while the rest of the amount is divided into three installments spaced two weeks apart. No interest, no user fees or hidden fees. No fees if you make your payments on time.

When you place an order, Sezzle pays the merchant cash and immediately, for the entire purchase. Having the funds in their possession, the merchant treats the order as if you had paid for it with a traditional payment card. Unlike “set-aside” systems, the merchant will honour the order in accordance with their normal processing and shipping times. 

Our payment system is simple: make your purchases at a merchant offering Sezzle, select «Sezzle» at checkout and follow the steps for the rest of the process. That’s all. 

TO CONSULT THE SEZZLE FAQ CLICK HERE!

How does Afterpay work?

To use Afterpay, you must:

  • be at least 18 years of age (Alberta, Manitoba, Ontario, Prince Edward Island, Quebec, Saskatchewan); 19 years of age in all other provinces;
  • be a resident of Canada;
  • be able to conclude a legally binding contract;
  • have a valid and verifiable email address and mobile phone number;
  • provide a valid delivery address in Canada; and
  • be authorized to use the payment method provided (Visa/Mastercard debit or credit card issued in Canada)

Once your first order is approved, your Afterpay account will be created. Simply visit www.afterpay.com to create a password. You can make more purchases using Afterpay by simply entering your login information at checkout.

TO CONSULT THE AFTERPAY FAQ CLICK HERE!

How does Partial.ly work?

Partial.ly is not a financing solution, but a Layaway Style Set Aside option. Products are shipped once pay in full.

Making payments via Partial.ly is simple and secure. Once your payment schedule is established, you can pay each payment by credit card, debit card or bank account until you have paid your full balance.

TO CONSULT THE PARTIAL.LY FAQ CLICK HERE!

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